MEXICO CITY.- road travel It can be an exciting and liberating experience for many drivers, since driving through Mexico’s beautiful landscapes is no match. However, when going out on the road it is important to have preventative mechanisms in place for any unforeseen events, for the car or for those traveling there.
According to data from the Federal Highway Accident Statistical Yearbook, an average of 48 accidents per day are recorded in Mexico and the main cause of these accidents is driver distraction.
However, the risks of careless driving are not the only dangers facing drivers when traveling on the road, as there are other situations that affect the vehicle and safety of all passengers, for example : floods, landslides, sinks, pits, hailstones, road objects and all kinds of natural phenomena.
In addition, there are other, though not as dangerous or serious, situations that create problems and obstacles, such as mechanical failures in the car, punctured tires or lack of gasoline, to name but a few.
All of these factors affect travel, cause delays, inconvenience and even frustration. But what can we do to protect ourselves from all these risks? The answer, according to experts, is very clear: hire a Car insurance with travel assistance.
How does car insurance protect you on the road?
Los car insurance They are essential financial protections in Mexico, since since 2019 they have become a mandatory requirement for all vehicles distributed in the country. In addition, they are the only way to have full support in case of an accident or any kind of loss.
To help drivers on the road or highway, insurers such as OTN They offer a variety of coverage and assistance in case you need professional support on any of your trips. Among these covers, the following stand out:
- material damage
- Civil liability for damages to third parties
- Robbery and robberies
- Change of tires
- gasoline supply
- current flow
- Blacksmith green
- pulling a crane
- Replacement passenger transport
- accommodation where the vehicle is stuck
- Damage to federal public property
- Payment of replacement or rental car
In addition, all insurers provide medical personnel, experts, adjusters and other emergency bodies, in the event of an accident.
Similarly, the car insurance they usually cover the hospital medical costs of the passengers or people injured in the accident, these policies cover the costs of ambulances, airlifts, surgeries, rehabilitation and medicines.
What is the best insurance for road travel in Mexico?
If you are a frequent traveler on the country’s highways and bypasses, it’s best to consider hiring a Car insurance wide coverage or wide plus.
These plans, which are generally offered by all car insurers, provide the fullest protection against the risks that may arise during travel, and also have the highest amounts of insurance to cover all types of assistance, repairs or even total loss of the car. vehicle.
Previously, unlike limited or basic coverage insurance, which only covers third party damages but does not cover the passenger, driver or car.
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