Bank Of Africa: PR related to indicators for the fourth quarter of 2021

COMMUNICATION FINANCIAL

4the QUARTER 2021

FINANCIAL ACHIEVEMENTS

Confirmed Recovery Boost through an improvement in

Income of the Group and the Bank in Morocco with a Product

Net Banking +4% on a consolidated basis and +9.6% in social at the end of December 2021.

Rebound in commercial activity for the year 2021 with :

• a growth of customer deposits of +6.5% on a consolidated basis and +6% social ; including the Repos deposits grew by +5.8% and 5% respectively; and
• an increase in customer loans of +4.3% on a consolidated basis and in social; including the resales, consolidated loans grow +1.5% and remain stable in social terms.

HIGHLIGHTS OF 4Q 2021

In line with its strategy of digitizing banking products and services, “BMCE Direct” is enriched with the online subscription service to the offer of bancassurance products offered by the Bank, in particular pension savings and saving for education.

Throwing of “Mazaya Al Mowadaf”, bid for public sector officials and semipublic, materialized

through multiple digitized services.

launch of the French and Arabic version of chatbot CODE, digital consultant in Whatsapp for companies.

Signature of a cooperation agreement Come in BANK OF AFRICA and the Moroccan Agency for the Development of Investments and Exports -AMDIE-to encourage Chinese investment in Africa.

BANK OF AFRICA elue « Best Bank in Morocco 2021 »

• Moroccan Bank of the Year 2021 – awarded by the prestigious Magazine ” The banker “ – Group financial times and this for him 9the times since the year 2000.

BANK OF AFRICA 1hour ISO 45001 certified bank in Morocco and on the African continent in the field of health security and for him wellness at work, after the certification audit carried out by Bureau Veritas Certification.

euroafrica Information, IT subsidiary of BANK OF AFRICA, awarded

• Main Employer » by the prestigious international organization Best Employers Institute and this for him 3the consecutive year.